On 13th May, CDPG held a substantive exchange with Mr. Kiran Gopinath, Chief Innovation Officer of Sahamati, the industry alliance anchoring India’s Account Aggregator framework. The conversation examined the current state of AA adoption, persistent implementation challenges, and the framework’s potential as a global reference model for consent-based financial data sharing.
Key themes included the institutional friction slowing full deployment across financial entities, the risk of bias embedded in legacy financial datasets, and the imperative of building inclusion into systems that were not originally designed for it. With over two billion accounts now linked to the AA ecosystem, the discussion reinforced CDPG’s research interest in data governance, open finance, and the design of equitable digital infrastructure.