Senior Fellow

• Naik, G., Basavaraj K. P., Paidi, V. and Subramanian, A. Using geospatial technology to strengthen data systems in developing countries: The case of agricultural statistics in India, Applied Geography, 43(September 2013):99-112.
• Naik, G. and Aswhini Baje. Post-Harvest Value Chain Management in India in Rural India Perspective 2017, Oxford University Press, 2018, pp 59-87.
• Naik, G. and Suresh D. N. Challenges of Creating Sustainable Agri-retail Supply Chain, Roundtable, IIMB Management Review, 30(2018):270-282.
• Naik, G. Chitre, C. Bhalla, M. and Jothsna R. Impact of technology use on student learning outcomes: Evidence from a large-scale experiment in India, accepted for publication in World Development, 127, March 2020, 104736.
• Gopikuttan, G. S. and Naik, G. Atmanirbhar Bharat Abhiyan and Agriculture, Economic & Political Weekly, August 29, 2020:21-25.
• Naik G., Narasinga Rao K.N., Baje A.  ICT Intervention Challenges in Education in Rural India. In: Fong S., Dey N., Joshi A. (eds) ICT Analysis and Applications. Lecture Notes in Networks and Systems, vol 93. Springer, Singapore. 2020. https://doi.org/10.1007/978-981-15-0630-7_18
• Krishna, A. and Naik, G. Addressing Crisis in Indian Agriculture through Agricultural Information Delivery, IIMB Management Review, 32, 2020, 217-229.
• Naik, G. Agricultural Trade with Special Reference to Plantation Crops and International Trade Agreements, Indian Journal of Agricultural Economics, 76(1), 2021, 109-143.
• Dolli, S. S. and Gopal Naik. Impact of Information and Communication Technology (ICT) based extension System on Technology Adoption, Journal of Farm Science, Spl Issue, 34(5), 571-4, 2021.

Mr NS Vishwanathan is a career central banker. He joined the Reserve Bank of India (RBI) in 1981 as a Direct Recruit Officer in Grade B, and retired as Deputy Governor in March 2020. During his nearly four decade service in RBI, he had exposures to core central banking and administrative functions. In this period he also worked in three external institutions – two domestic organisations and a foreign central bank. His areas of expertise include regulation and supervision of banking, non-Banking and cooperative banking entities and sector. As Deputy Governor, he handled banking, non-banking and cooperative banking regulation and supervision besides several other functions including internal governance, internal control and risk monitoring. He was Member of the Expert Committee on Economic Capital Framework for the Reserve Bank of India (Chairman: Dr Bimal Jalan, former Governor, Reserve Bank of India). Mr Vishwanathan is currently the Chairman of the Academic Advisory Council of the College of Supervisors of Reserve Bank of India. 

As Deputy Governor he represented RBI/India as the Member, Basel Committee on Banking Supervision (BCBS). Member, Financial Stability Board (FSB) and some of its sub committees, Member and later Co-chair of FSB Regional Consultative Group for Asia (RCG Asia). As Executive Director of RBI, he was Member of several Committees reporting to the BCBS and also the Member, Executive Committee of the International Cooperative Credit Union Regulators’ Network. Mr Vishwanathan was part of several domestic organisations, notably, non-executive Member of the Board of Directors, Securities and Exchange Board of India (SEBI), Member, Bank Board Bureau (BBB), and Member, Governing Council, Institute for Development and Research in Banking Technology (IDRBT). He was also Member / Chairman of several working groups, committees constituted by Government of India and Reserve Bank of India.

Research Interests:  Financial Sector Regulation, Supervision

Working Papers

Extensively referred speeches:

1. Some Thoughts on Credit Risk and Bank Capital Regulation

2. It is not Business as Usual for Lenders and Borrowers (April 18, 2018)

3. Issues in Infrastructure Financing in India (November 2016)

4. Asset Quality of Indian Banks: Way Forward (September 2016)

5. Basel III Implementation- Challenges for Indian banking system (August 2015)