6 MAY, 2022: The Centre for Capital Markets and Risk Management (CCMRM), at IIM Bangalore, hosted a webinar on “Investment Perspectives for Women”, on May 6th. Kiran Telang, a SEBI-registered investment advisor and author of the books ‘Mindful Retirement’ & ‘Moneywise-Perspectives for Women’ was in conversation with Anjali Manda, Founder at Moneymati, which is a personal finance portal for women.
With the aim to create awareness on available financial instruments as an increasing number of women are financially independent, the speakers began the discussion by explaining why investing is important – inflation, increased life expectancy and chances of outliving one’s partner were listed as some of the reasons. They offered tips such as the need to match time horizon with asset tenure; the need to choose asset class as per need and risk profile; the need to opt for asset diversification etc. They highlighted the power of compounding; and emphasized the need to invest early, use REITs for diversification and invest in ETFs and sovereign gold bonds.
They also listed some basic rules such as protection before investment, save before you spend, and evaluate investments on safety, liquidity and growth. They urged investors to consider consistency and automate payments towards investments to aid consistency. “Avoid unnecessary loans; be especially wary of credit card debt,” they cautioned.
From the Q&A session:
6 MAY, 2022: The Centre for Capital Markets and Risk Management (CCMRM), at IIM Bangalore, hosted a webinar on “Investment Perspectives for Women”, on May 6th. Kiran Telang, a SEBI-registered investment advisor and author of the books ‘Mindful Retirement’ & ‘Moneywise-Perspectives for Women’ was in conversation with Anjali Manda, Founder at Moneymati, which is a personal finance portal for women.
With the aim to create awareness on available financial instruments as an increasing number of women are financially independent, the speakers began the discussion by explaining why investing is important – inflation, increased life expectancy and chances of outliving one’s partner were listed as some of the reasons. They offered tips such as the need to match time horizon with asset tenure; the need to choose asset class as per need and risk profile; the need to opt for asset diversification etc. They highlighted the power of compounding; and emphasized the need to invest early, use REITs for diversification and invest in ETFs and sovereign gold bonds.
They also listed some basic rules such as protection before investment, save before you spend, and evaluate investments on safety, liquidity and growth. They urged investors to consider consistency and automate payments towards investments to aid consistency. “Avoid unnecessary loans; be especially wary of credit card debt,” they cautioned.
From the Q&A session: