Referred Papers
- Related Party Transactions and Audit Fees: Indian Evidence (2024) Narendra Nath Kushwaha, Abhinav Anand, Jayadev M and K Raghunathan, Auditing: A Journal of Practice and Theory, August.
- Wilful defaulters of Indian Commercial Banks: A First cut Analysis (coauthored with Padma N), IIMB Management Review
- An Analysis of Educational Loans Economic and Political Weekly Vol 52, No 51, pp 108 to 177
- Default Risk Characteristics of Poll Based Bond Spreads: Evidence from India (red with Joshy Jacob) Journal of Emerging Market Finance, Vol.9, No1, April 2010, pp 51-70
- Are Bank Stocks Sensitive to Risk Management? (with Rudra Sensarma), The Journal of Risk Finance, Vol.10, No.1, pp7-22, 2009
- Mergers in Indian Banking: An Analysis (co- authored with Rudra Sensarma), South Asian Journal of Management, Vol. 14, No.4, 2007, pp 20-49.
- Predictive Power of Financial Risk Factors: An Empirical Analysis of Default Companies, Vikalpa Vol.31, No.3, 2006,pp-45-56
- Internal Credit Rating Practices of Indian Banks: A Survey, Economic and Political Weekly, (Special Issue on Money, Banking and Finance), March 18-24, 2006, pp1069-1078
Research Projects
- Behavioral Impact of IBC (2025), IBBI (with Aishwarya Krishna, Abhinav Anand and Srijith Mohanan)
- Bankruptcy Predication (With Aishwarya Krishna), 2024, Ministry of Corporate Affairs, Government of India
- IBC and Corporate Governance, National Foundation for Corporate Governance
- Customer Analytics in Banking (with Professor Dinesh Kumar) Project Sponsored by Department of Electronics and Information Technology,
- Debt, Defaults and Corporate Governance (2016),National Foundation for Corporate Governance (NFCG)
- Mergers and Acquisitions in PSU Banks (with Dr. Rudra Sensarma), 2006 Indian Institute of Banking and Finance,
- Basel–II and Credit Risk, Indian Institute of Banking and Finance (March 2005)
PUBLICATIONS: BOOKS
- Managerial Accounting: Creating Value in a Dynamic Environment (coauthored with Ronald W Hilton, G Ramesh), Special Indian Edition, Seventh Edition, Tata McGraw-Hill Publishing Company, New Delhi, 2008
- Investment Policy and Performance of Mutual Funds, Kanishka Publishers, Distributors, New Delhi, 1998.
Other papers
- India: Fuelling Transition Financing, International Banker, September 2024
- The Indian Rupee as International Currency, International Banker September 2023
- Digital Currency: India’s Move Towards Digital Financial System, International Banker, June 2022
- Can the Financial System Support the Revival of Indian Economy, International Banker, June 2021
Working Papers
Predicting Educational Loan Defaults: Application of Machine Learning and Deep Learning Models (With Neel Shah and Ravi Vadlmani), 2021 SSRN Working Paper, IIMB Research Paper 601.
- Banking, Corporate Finance, Risk Management for Banks, Financial Services, Financial and Management Accounting & Indian Knowledge Systems
- Shareholder Director, Union Bank of India (June 2018 to June 2024)
- Public Representative Director, BgSE Financials Limited (A Subsidiary of Bangalore Stock Exchange Limited) and Non-Executive Chairman of the Company (2011-March 2016)-
- Chairman, Expert Committee for Evaluating Project Proposals for Financial Assistance under Digital Payments (2021)
- Member, AICTE Appointed committee on Quick revision of Model Curriculum for Management Program (MBA and PGDM), June 2017
- Pilot Study on FinTech Collaboration between India and ASEAN (2024) (With Aishwarya Krishna)
- Management of Retirement Benefits of Indian Army Veterans, AGIF (2022)
- Validation of Credit, Market and Operational Risk Models (2019) for a large Public Sector Bank project, funded by a large public sector bank (with Abhinav Anand)
- Educational Loans, Ministry of Higher Education, Govt of India (2020)
- Educational Loans, Ministry of Human Resources and Development, Government of India (2015)
- University Finances: A Study of Karnataka State Universities (2011), Knowledge Commission Government of Karnataka, (with Ramesh G)
- Credit Delivery System in Bihar, 2007 by Reserve Bank of India (with Sukumar Nandi)
- PhD, Osmania University A full–time programme with ICSSR Fellowship
- MCom and MPhil Osmania University
- CAIIB
