Finance & Accounting area researchers win Best Paper Award at RSFE 2025
Co-authored research by Prof. Sankarshan Basu, Prof. Nitin Vishen, Prof. Abhinav Anand, and PhD scholar M. Joel Christopher assesses lending efficiency of government banks
16 June, 2025, Bengaluru: The research paper ‘Banking Against the Odds: Performance and Lending Efficiency of Government Banks During Crisis’, co-authored by a team of Finance & Accounting area researchers at IIMB: Prof. Sankarshan Basu, Prof. Nitin Vishen, and Doctoral programme scholar M. Joel Christopher, along with Prof. Abhinav Anand, IIM Kozhikode, and Visiting Faculty at IIMB, won the Best Paper Award in the Economics/Finance Track at the 2025 edition of the Research Symposium on Finance and Economics (RSFE). The conference was hosted by the IFMR Graduate School of Business between June 11 and 13.
In particular, the paper was selected for the Best Research Paper Award in Finance – First Prize: Financial Markets, Banks and Institutions.
Challenging long-held assumptions about the inefficiency of public sector banks, the study examines the Covid-19 period through a difference-in-differences analysis of Indian banks. It finds that government-owned banks not only expanded lending in the most distressed regions but also outperformed private banks, with higher profitability, lower NPAs, and stronger stock performance, without compromising on credit quality.
Finance & Accounting area researchers win Best Paper Award at RSFE 2025
Co-authored research by Prof. Sankarshan Basu, Prof. Nitin Vishen, Prof. Abhinav Anand, and PhD scholar M. Joel Christopher assesses lending efficiency of government banks
16 June, 2025, Bengaluru: The research paper ‘Banking Against the Odds: Performance and Lending Efficiency of Government Banks During Crisis’, co-authored by a team of Finance & Accounting area researchers at IIMB: Prof. Sankarshan Basu, Prof. Nitin Vishen, and Doctoral programme scholar M. Joel Christopher, along with Prof. Abhinav Anand, IIM Kozhikode, and Visiting Faculty at IIMB, won the Best Paper Award in the Economics/Finance Track at the 2025 edition of the Research Symposium on Finance and Economics (RSFE). The conference was hosted by the IFMR Graduate School of Business between June 11 and 13.
In particular, the paper was selected for the Best Research Paper Award in Finance – First Prize: Financial Markets, Banks and Institutions.
Challenging long-held assumptions about the inefficiency of public sector banks, the study examines the Covid-19 period through a difference-in-differences analysis of Indian banks. It finds that government-owned banks not only expanded lending in the most distressed regions but also outperformed private banks, with higher profitability, lower NPAs, and stronger stock performance, without compromising on credit quality.