India has made concerted efforts since 1955 and more specifically since August 2014 to achieve financial inclusion. While the results are encouraging for general public there has been no effective improvement in situation of people with disability. The study attempts to analyse the efforts, and to understand challenges in India for extending banking facilities to disabled. India, a signatory of the United Nations Convention on the Rights of Persons with Disabilities (UNCRPD) in effect from May 2008, has an international obligation to comply with the convention which promotes, defends and reinforces human rights of the disabled. As we enter the 10th year of compliance to one of the most comprehensive human’s right treaty of the 21st century, India needs to consider and analyze its efforts.