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Journal of Indian Institute of Management Bangalore

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Bandhan: Can It Replicate Its Microfinance Success?

Somdutta Basu, Souvik Dutta and Abhirup Sarkar
Journal Name
Economic and Political Weekly
Journal Publication
others
Publication Year
2015
Economics
Publication Date
Vol. 50, No. 35, August 2015, pp. 13-15
Abstract

Bandhan Financial Services started full-fledged commercial banking operations on 23 August 2015. It received “in principle” approval last year in April alongside the Mumbai-based Infrastructure Development Finance Company (IDFC), to set up a bank. Bandhan has been working as a microfinance institution (MFI) for the past 15 years and will be the first such to be converted into a bank in this country. Its emergence as a bank happens at a time when the Indian banking industry is experiencing a steep rise in non-performing assets (NPA). 

Bandhan: Can It Replicate Its Microfinance Success?

Author(s) Name: Somdutta Basu, Souvik Dutta and Abhirup Sarkar
Journal Name: Economic and Political Weekly
Volume: Vol. 50, No. 35, August 2015, pp. 13-15
Year of Publication: 2015
Abstract:

Bandhan Financial Services started full-fledged commercial banking operations on 23 August 2015. It received “in principle” approval last year in April alongside the Mumbai-based Infrastructure Development Finance Company (IDFC), to set up a bank. Bandhan has been working as a microfinance institution (MFI) for the past 15 years and will be the first such to be converted into a bank in this country. Its emergence as a bank happens at a time when the Indian banking industry is experiencing a steep rise in non-performing assets (NPA).