Centres Of Excellence

To focus on new and emerging areas of research and education, Centres of Excellence have been established within the Institute. These ‘virtual' centres draw on resources from its stakeholders, and interact with them to enhance core competencies

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Faculty

Faculty members at IIMB generate knowledge through cutting-edge research in all functional areas of management that would benefit public and private sector companies, and government and society in general.

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IIMB Management Review

Journal of Indian Institute of Management Bangalore

IIM Bangalore offers Degree-Granting Programmes, a Diploma Programme, Certificate Programmes and Executive Education Programmes and specialised courses in areas such as entrepreneurship and public policy.

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About IIMB

The Indian Institute of Management Bangalore (IIMB) believes in building leaders through holistic, transformative and innovative education

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An analysis of cash flow versus collateral based lending

Lending by banks to finance economic activity is crucial for the firm and the wider economy. Banks evaluate the loan requests and grant the loan based on the cash flows of the firm, the collateral value or a combination of the two. This project intends to explore the firm, industry and bank characteristics under which the two approaches are applied, and the associated impact on the firm.

Project Team
Ashok Thampy and Anand Srinivasan
Sponsor
IIM Bangalore
Select Project Type
Ongoing Projects
Project Status
Ongoing (Initiated in March 2020)
Funded Projects Functional Area
Finance & Accounting

An analysis of cash flow versus collateral based lending

Project Team: Ashok Thampy and Anand Srinivasan
Sponsor: IIM Bangalore
Project Status: Ongoing (Initiated in March 2020)
Area: Finance & Accounting
Abstract:

Lending by banks to finance economic activity is crucial for the firm and the wider economy. Banks evaluate the loan requests and grant the loan based on the cash flows of the firm, the collateral value or a combination of the two. This project intends to explore the firm, industry and bank characteristics under which the two approaches are applied, and the associated impact on the firm.