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Journal of Indian Institute of Management Bangalore

IIM Bangalore offers Degree-Granting Programmes, a Diploma Programme, Certificate Programmes and Executive Education Programmes and specialised courses in areas such as entrepreneurship and public policy.

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About IIMB

The Indian Institute of Management Bangalore (IIMB) believes in building leaders through holistic, transformative and innovative education

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Prestigious global awards conferred on Prof. Pulak Ghosh

The awards are for his two co-authored papers titled, ‘How Costly are Cultural Biases? Evidence from FinTech’, and ‘Safety Nets, Credit, and Investment: Evidence from a Guaranteed Income Program’

08 March, 2023: Prof. Pulak Ghosh, faculty of the Decision Sciences area at IIM Bangalore, has been conferred with two prestigious global awards.

The paper titled, ‘How Costly are Cultural Biases? Evidence from FinTech’, co-authored by Prof. Ghosh, along with Francesco D’Acunto and Alberto Rossi, received the ‘PBCSF Award for the Best Paper in FinTech’ at the 2021 Annual Meeting of the Western Finance Association (WFA). To detect and quantify the effects of cultural biases in large-stake risky choices, the paper studies a leading Indian FinTech peer-to-peer lending platform paired with an automated robo-advising tool. 

The award was established by XIN Real Estate Fintech Research Center at the Tsinghua University Institute for Fintech Research. The purpose of the award is to encourage outstanding scholars around the globe in the field of FinTech research and promote academic exchanges, research development and innovation. The WFA annual meeting is a financial academic conference.

Prof. Ghosh also received the ‘Wharton Research Data Services (WRDS) Award for Outstanding Paper in Financial Institutions’ at the Midwest Finance Association (MFA) Conference 2023, for his co-authored paper, with Nishant Vats, titled, ‘Safety Nets, Credit, and Investment: Evidence from a Guaranteed Income Program’.

Do safety nets affect investment, and if so – how? Combining a natural experiment that gives guaranteed income to landowning farmers in India with transaction-level bank data and loan level credit bureau data, the researchers evaluate the impact of unconditional and perpetual guaranteed income on small farmer entrepreneurs.

An accomplished researcher of international repute, Prof. Ghosh’s research areas are Analytics, Statistics and Economics. Currently, his major research focus is on the interplay of Big Data, Economics and Statistics and how it can be used in policy for social value creation. His research has been published in top category journals and he has also served on the Boards of reputed journals.